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250H E4 2.0 F-Sport 5dr CVT [Prem Plus - Tech - Safety - Sunroof] £356.89 +VAT
Images are for illustration purposes only. Specification may vary.
Limited Synergy Special Offer - Hurry!
Free Mainland Delivery!
7663 independent 5 star Feefo Reviews
Choose your Contract Terms
i
Business Lease Price
47 Monthly Payments
£356.89 +VAT
Initial Rental
£3,212.01 +VAT
Vehicle Sourcing Charge
i
£165 +VAT
Vehicle specification and information is provided by a third party and is for information only. Manufacturers reserve the right to change specification & equipment without notice. Zero cost options may be conditional on the purchase of a pack or other chargeable option. All specifically required features and specification should be verified prior order.
10" multimedia display
10.3" display screen
4 driving modes EV/Eco/Normal/Sport
8" LFA inspired TFT meters with movable meter ring
Analogue clock with GPS function
Apple car play/Android Auto
Blind spot monitoring (BSM) with Rear cross traffic alert and auto brake (RCTAB)
Bluetooth mobile phone connectivity
Drive mode selector
E-call
Electric power steering (EPS) with speed sensitive
HUD - Head up Display
Intelligent parking sensors - 4 front and 4 rear
Lane change flasher function
Lexus link connected services
Lexus navigation system
Lexus premium nav - 10.3" screen, full european map, DVD, connected services, street view, remote touch controller, 2 USB ports
Lexus safety systems+Dynamic Radar Cruise Control with Road Sign Assist,pre crash safety day/night,lane keep assist,sway warning system,auto high beam
Powered tailgate
Push button start
Remote touch interface
Reversing camera
Reversing camera with back guide lines
Sliding speedometer
Trip computer
Vehicle Stability Control - VSC and drive mode controls on Instrument brinicle
Wireless Smartphone charger
10 speakers
2 front USB and 2 rear USB charging points
8 speakers premium audio
AM/FM and DAB radio
AUX socket with VTR compatibility
DAB Digital radio
DVD Player
Multimedia 17 With remote touch pad
3 eye LED headlights with adaptive high beam system
Acoustic windscreen
Aluminium roof rails
Auto dimming interior rear view mirror
Body adhesive, laser screw welding and laser brazed roof structure
Body coloured bumpers
Electric adjustable door mirrors
Electric adjustable/heated door mirrors
Electric glass sunroof
F SPORT exterior styling with Black Spindle front grille, Enhanced side rockers, Metallic coated front bumper and F SPORT badging
Front and rear one-touch automatic power windows equipped with a jam protection
Headlamp washer
Headlight cleaners
Heated and electrically folding outside mirrors
Hidden exhaust pipe
Illuminated door handles with puddle light
LED cornering headlights
LED daytime running lights
LED front and rear fog lights
LED tail lights
Power back door system
Privacy glass
Privacy glass, rear doors and tailgate
Rain sensor windscreen wipers
Rear wiper
Shark fin roof aerial
Towing preparation
12V sockets in rear centre console and luggage compartment
2 cup holders in the front and rear centre console
2 way electrical lumbar adjustment for driver
2 x fixed shopping bag hooks in boot
2 x folding shopping bag hooks in boot
2 x sun visors with vanity mirror and lamp
3 Spoke F SPORT perforated Leather steering wheel with paddle shift
4 x tie down hooks in the boot
5 headrests
60/40 split folding rear seat
8 way driver/passenger electrically adjustable front seats
Active sound control
Black headlining
Card holder installed in driver and passengers sun visors
Centre armrest with storage
Dark headlining
Driver and passenger door pocket
Dual zone electronic climate control + Nano-E humidity sensor
F SPORT alloy front scuff plates
F Sport aluminium sports pedals
F SPORT front seat headrest adjustable forwards and backwards
F Sport interior styling
F SPORT leather gearlever
Folding rear centre armrest with 2 cupholders
Glovebox
Heated front seats
Heated steering wheel
Illuminated entry system
LED interior illumination
Map pockets in the rear of passenger's front seat
Perforated leather shift knob
Power adjustable leather steering wheel
Power adjustable steering wheel
Rear air vents
Smooth leather upholstery
Storage tray under audio panel
Textile carpet mats
Under desk side storage
F SPORT exterior styling pack - UX
10 airbags - front, side, knee, front and rear curtain airbag
2 x Isofix child rear seat restraints
3x3 point rear seatbelts
Anti-lock braking system (ABS)
BAS (Brake Assist System)
Driver and front passenger 2 stage airbag
Driver and front passenger knee airbag
Driver/front passenger side airbags
EBD - Electronic brakeforce distribution
ECB (Electronically Controlled Brake System)
Electric parking brake
Front adjustable seatbelt anchor points
Front and rear curtain shield airbags
Hill start assist control (HAC)
Passenger airbag cut-off device
Rear outer seatbelt+pre-tensioners,force limiter+tension reduction: 3-point with active safety link to PCS,Centre belt w/o pre tensioner+force limiter
Secondary Collision Brake (SCB)
TRC (Traction Control)
Tyre pressure warning
2 x remote key fobs
Anti theft system : Alarm instruction sensor,glass breakage sensor and engine immobiliser
Locking wheel nuts
Remote central door locking
Smart entry
Smart keyless entry
Speed sensitive auto door locking
Speed sensitive power door locks
Two motion door lock with double lock
VIN Window etching
AVS - Adaptive variable suspension
Four wheel drive
Performance dampers
Vehicle Dynamics Integrated Management (VDIM)
18" F Sport alloy wheels
18" F Sport alloy wheels with run flat tyres
Tyre repair kit
Your chosen options have increased the P11D Value above £40,000, as per government guidelines we have added additional Road Tax to your monthly rentals. Please contact us if you require any further information.
Description
List Price
Monthly
Description
List Price
Monthly
Description
Value
EC Combined (mpg)
68.9
EC Directive 1999/100/EC Applies
No
WLTP - FC (l/100km) - Comb
6.0
WLTP - FC (l/100km) - Comb - Max
6
WLTP - FC (l/100km) - Comb - Min
6
WLTP - FC (l/100km) - Extra High
7.2
WLTP - FC (l/100km) - Extra High - Max
7.2
WLTP - FC (l/100km) - Extra High - Min
7.2
WLTP - FC (l/100km) - High
5.3
WLTP - FC (l/100km) - High - Max
5.3
WLTP - FC (l/100km) - High - Min
5.3
WLTP - FC (l/100km) - Low
5.8
WLTP - FC (l/100km) - Low - Max
5.8
WLTP - FC (l/100km) - Low - Min
5.8
WLTP - FC (l/100km) - Medium
5.2
WLTP - FC (l/100km) - Medium - Max
5.2
WLTP - FC (l/100km) - Medium - Min
5.2
WLTP - MPG - Comb
47
WLTP - MPG - Comb - Max
47
WLTP - MPG - Comb - Min
47
WLTP - MPG - Extra High
39.2
WLTP - MPG - Extra High - Max
39.2
WLTP - MPG - Extra High - Min
39.2
WLTP - MPG - High
53.2
WLTP - MPG - High - Max
53.2
WLTP - MPG - High - Min
53.2
WLTP - MPG - Low
48.7
WLTP - MPG - Low - Max
48.7
WLTP - MPG - Low - Min
48.7
WLTP - MPG - Medium
54.3
WLTP - MPG - Medium - Max
54.3
WLTP - MPG - Medium - Min
54.3
Description
Value
CO2 (g/km)
137
NOx
0.0049
Particles
0.0002
Standard Euro Emissions
EURO 6
WLTP - CO2 (g/km) - Comb
137
WLTP - CO2 (g/km) - Comb - Max
137
WLTP - CO2 (g/km) - Comb - Min
135
WLTP - CO2 (g/km) - Extra High
163
WLTP - CO2 (g/km) - Extra High - Max
163
WLTP - CO2 (g/km) - Extra High - Min
163
WLTP - CO2 (g/km) - High
121
WLTP - CO2 (g/km) - High - Max
121
WLTP - CO2 (g/km) - High - Min
121
WLTP - CO2 (g/km) - Low
131
WLTP - CO2 (g/km) - Low - Max
132
WLTP - CO2 (g/km) - Low - Min
131
WLTP - CO2 (g/km) - Medium
118
WLTP - CO2 (g/km) - Medium - Max
118
WLTP - CO2 (g/km) - Medium - Min
118
Description
Value
Camshaft
DOHC
Catalytic Convertor
Yes
CC
1987
Compression Ratio
14.0:1
Cylinder Layout
IN-LINE
Cylinders
4
Cylinders - Bore (mm)
80.5
Cylinders - Stroke (mm)
97.6
Engine Layout
FRONT TRANSVERSE
Fuel Delivery
MULTI POINT FUEL INJECTION
Gears
1 SPEED
Number of Valves
16
Transmission
AUTO
Description
Value
Alternative Fuel Qualifying
Yes
Badge Engine CC
2.0
Badge Power
184
Coin Description
h E4
Coin Series
F-Sport Pr+/Te/Sf/Sr
Did at least one aspect of this vehicle's safety give cause for concern?
No
Generation Mark
1
Insurance Group 1 - 50 Effective January 07
23E
Manufacturers Corrosion Perforation Guarantee - Years
12
Manufacturers Paintwork Guarantee - Years
3
NCAP Adult Occupant Protection %
96
NCAP Child Occupant Protection %
85
NCAP Overall Rating - Effective February 09
5
NCAP Pedestrian Protection %
82
NCAP Safety Assist %
77
Service Interval Frequency - Months
12
Service Interval Mileage
10000
Special Edition
No
Special Order
No
Standard manufacturers warranty - Mileage
60000
Standard manufacturers warranty - Years
3
Vehicle Homologation Class
M1
Description
Value
0 to 62 mph (secs)
8.7
Engine Power - BHP
184
Engine Power - KW
135
Engine Power - RPM
6000
Engine Torque - LBS.FT
140
Engine Torque - MKG
19.4
Engine Torque - NM
190
Engine Torque - RPM
4400
Top Speed
110
Description
Value
Emissions Test Cycle
WLTP
Description
Value
Alloys?
Yes
Space Saver?
No
Tyre Size Front
225/50 R18
Tyre Size Rear
225/50 R18
Tyre Size Spare
RUN FLAT TYRES
Wheel Type
18" ALLOY
Description
Value
Height
1540
Length
4495
Wheelbase
2640
Width
1840
Width (including mirrors)
2080
Description
Value
Fuel Tank Capacity (Litres)
43
Gross Vehicle Weight
2110
Luggage Capacity (Seats Down)
1194
Luggage Capacity (Seats Up)
401
Max. Loading Weight
510
Max. Towing Weight - Braked
750
Max. Towing Weight - Unbraked
750
Minimum Kerbweight
1600
No. of Seats
5
Turning Circle - Kerb to Kerb
11.2
Fuel Type: Petrol Hybrid
CO2 Emissions: 137 (g/km)
P11D Value: £40,360.00
| Year: 2020/2021 | |
| Benefit in Kind Tax %: | 30% |
| Taxable Benefit: | £12,108.00 |
| Annual 20% | £2,421.60 |
| Monthly 20% | £201.80 |
| Annual 40% | £4,843.20 |
| Monthly 40% | £403.60 |
| Annual 45% | £5,448.60 |
| Monthly 45% | £454.05 |
Please note: Vehicle tax information is a guide only and is subject to change.
250H E4 2.0 F-Sport 5dr CVT [Prem Plus - Tech - Safety - Sunroof]
£356.89 +VAT
Limited Synergy Special Offer - Hurry!
Choose your Contract Terms
Business Lease Price
47 Monthly Payments
£356.89
+VAT
Initial Rental
£3,212.01 +VAT
Vehicle Sourcing Charge
i
The Vehicle Sourcing Charge is Synergy’s fee for sourcing and ordering the vehicle, organising the finance, and arranging delivery.
£165 +VAT
Price not available online
Please Contact Us to discuss your requirements.
Find out how our easy online application works
ABOUT THIS VEHICLE
Add to My Showroom
Vehicle specification and information is provided by a third party and is for information only. Manufacturers reserve the right to change specification & equipment without notice. Zero cost options may be conditional on the purchase of a pack or other chargeable option. All specifically required features and specification should be verified prior order.
Standard
10" multimedia display
10.3" display screen
4 driving modes EV/Eco/Normal/Sport
8" LFA inspired TFT meters with movable meter ring
Analogue clock with GPS function
Apple car play/Android Auto
Blind spot monitoring (BSM) with Rear cross traffic alert and auto brake (RCTAB)
Bluetooth mobile phone connectivity
Drive mode selector
E-call
Electric power steering (EPS) with speed sensitive
HUD - Head up Display
Intelligent parking sensors - 4 front and 4 rear
Lane change flasher function
Lexus link connected services
Lexus navigation system
Lexus premium nav - 10.3" screen, full european map, DVD, connected services, street view, remote touch controller, 2 USB ports
Lexus safety systems+Dynamic Radar Cruise Control with Road Sign Assist,pre crash safety day/night,lane keep assist,sway warning system,auto high beam
Powered tailgate
Push button start
Remote touch interface
Reversing camera
Reversing camera with back guide lines
Sliding speedometer
Trip computer
Vehicle Stability Control - VSC and drive mode controls on Instrument brinicle
Wireless Smartphone charger
10 speakers
2 front USB and 2 rear USB charging points
8 speakers premium audio
AM/FM and DAB radio
AUX socket with VTR compatibility
DAB Digital radio
DVD Player
Multimedia 17 With remote touch pad
3 eye LED headlights with adaptive high beam system
Acoustic windscreen
Aluminium roof rails
Auto dimming interior rear view mirror
Body adhesive, laser screw welding and laser brazed roof structure
Body coloured bumpers
Electric adjustable door mirrors
Electric adjustable/heated door mirrors
Electric glass sunroof
F SPORT exterior styling with Black Spindle front grille, Enhanced side rockers, Metallic coated front bumper and F SPORT badging
Front and rear one-touch automatic power windows equipped with a jam protection
Headlamp washer
Headlight cleaners
Heated and electrically folding outside mirrors
Hidden exhaust pipe
Illuminated door handles with puddle light
LED cornering headlights
LED daytime running lights
LED front and rear fog lights
LED tail lights
Power back door system
Privacy glass
Privacy glass, rear doors and tailgate
Rain sensor windscreen wipers
Rear wiper
Shark fin roof aerial
Towing preparation
12V sockets in rear centre console and luggage compartment
2 cup holders in the front and rear centre console
2 way electrical lumbar adjustment for driver
2 x fixed shopping bag hooks in boot
2 x folding shopping bag hooks in boot
2 x sun visors with vanity mirror and lamp
3 Spoke F SPORT perforated Leather steering wheel with paddle shift
4 x tie down hooks in the boot
5 headrests
60/40 split folding rear seat
8 way driver/passenger electrically adjustable front seats
Active sound control
Black headlining
Card holder installed in driver and passengers sun visors
Centre armrest with storage
Dark headlining
Driver and passenger door pocket
Dual zone electronic climate control + Nano-E humidity sensor
F SPORT alloy front scuff plates
F Sport aluminium sports pedals
F SPORT front seat headrest adjustable forwards and backwards
F Sport interior styling
F SPORT leather gearlever
Folding rear centre armrest with 2 cupholders
Glovebox
Heated front seats
Heated steering wheel
Illuminated entry system
LED interior illumination
Map pockets in the rear of passenger's front seat
Perforated leather shift knob
Power adjustable leather steering wheel
Power adjustable steering wheel
Rear air vents
Smooth leather upholstery
Storage tray under audio panel
Textile carpet mats
Under desk side storage
F SPORT exterior styling pack - UX
10 airbags - front, side, knee, front and rear curtain airbag
2 x Isofix child rear seat restraints
3x3 point rear seatbelts
Anti-lock braking system (ABS)
BAS (Brake Assist System)
Driver and front passenger 2 stage airbag
Driver and front passenger knee airbag
Driver/front passenger side airbags
EBD - Electronic brakeforce distribution
ECB (Electronically Controlled Brake System)
Electric parking brake
Front adjustable seatbelt anchor points
Front and rear curtain shield airbags
Hill start assist control (HAC)
Passenger airbag cut-off device
Rear outer seatbelt+pre-tensioners,force limiter+tension reduction: 3-point with active safety link to PCS,Centre belt w/o pre tensioner+force limiter
Secondary Collision Brake (SCB)
TRC (Traction Control)
Tyre pressure warning
2 x remote key fobs
Anti theft system : Alarm instruction sensor,glass breakage sensor and engine immobiliser
Locking wheel nuts
Remote central door locking
Smart entry
Smart keyless entry
Speed sensitive auto door locking
Speed sensitive power door locks
Two motion door lock with double lock
VIN Window etching
AVS - Adaptive variable suspension
Four wheel drive
Performance dampers
Vehicle Dynamics Integrated Management (VDIM)
18" F Sport alloy wheels
18" F Sport alloy wheels with run flat tyres
Tyre repair kit
Options
Your chosen options have increased the P11D Value above £40,000, as per government guidelines we have added additional Road Tax to your monthly rentals. Please contact us if you require any further information.
Description
List Price
Monthly
Description
List Price
Monthly
Technical Info
Description
Value
EC Combined (mpg)
68.9
EC Directive 1999/100/EC Applies
No
WLTP - FC (l/100km) - Comb
6.0
WLTP - FC (l/100km) - Comb - Max
6
WLTP - FC (l/100km) - Comb - Min
6
WLTP - FC (l/100km) - Extra High
7.2
WLTP - FC (l/100km) - Extra High - Max
7.2
WLTP - FC (l/100km) - Extra High - Min
7.2
WLTP - FC (l/100km) - High
5.3
WLTP - FC (l/100km) - High - Max
5.3
WLTP - FC (l/100km) - High - Min
5.3
WLTP - FC (l/100km) - Low
5.8
WLTP - FC (l/100km) - Low - Max
5.8
WLTP - FC (l/100km) - Low - Min
5.8
WLTP - FC (l/100km) - Medium
5.2
WLTP - FC (l/100km) - Medium - Max
5.2
WLTP - FC (l/100km) - Medium - Min
5.2
WLTP - MPG - Comb
47
WLTP - MPG - Comb - Max
47
WLTP - MPG - Comb - Min
47
WLTP - MPG - Extra High
39.2
WLTP - MPG - Extra High - Max
39.2
WLTP - MPG - Extra High - Min
39.2
WLTP - MPG - High
53.2
WLTP - MPG - High - Max
53.2
WLTP - MPG - High - Min
53.2
WLTP - MPG - Low
48.7
WLTP - MPG - Low - Max
48.7
WLTP - MPG - Low - Min
48.7
WLTP - MPG - Medium
54.3
WLTP - MPG - Medium - Max
54.3
WLTP - MPG - Medium - Min
54.3
Description
Value
CO2 (g/km)
137
NOx
0.0049
Particles
0.0002
Standard Euro Emissions
EURO 6
WLTP - CO2 (g/km) - Comb
137
WLTP - CO2 (g/km) - Comb - Max
137
WLTP - CO2 (g/km) - Comb - Min
135
WLTP - CO2 (g/km) - Extra High
163
WLTP - CO2 (g/km) - Extra High - Max
163
WLTP - CO2 (g/km) - Extra High - Min
163
WLTP - CO2 (g/km) - High
121
WLTP - CO2 (g/km) - High - Max
121
WLTP - CO2 (g/km) - High - Min
121
WLTP - CO2 (g/km) - Low
131
WLTP - CO2 (g/km) - Low - Max
132
WLTP - CO2 (g/km) - Low - Min
131
WLTP - CO2 (g/km) - Medium
118
WLTP - CO2 (g/km) - Medium - Max
118
WLTP - CO2 (g/km) - Medium - Min
118
Description
Value
Camshaft
DOHC
Catalytic Convertor
Yes
CC
1987
Compression Ratio
14.0:1
Cylinder Layout
IN-LINE
Cylinders
4
Cylinders - Bore (mm)
80.5
Cylinders - Stroke (mm)
97.6
Engine Layout
FRONT TRANSVERSE
Fuel Delivery
MULTI POINT FUEL INJECTION
Gears
1 SPEED
Number of Valves
16
Transmission
AUTO
Description
Value
Alternative Fuel Qualifying
Yes
Badge Engine CC
2.0
Badge Power
184
Coin Description
h E4
Coin Series
F-Sport Pr+/Te/Sf/Sr
Did at least one aspect of this vehicle's safety give cause for concern?
No
Generation Mark
1
Insurance Group 1 - 50 Effective January 07
23E
Manufacturers Corrosion Perforation Guarantee - Years
12
Manufacturers Paintwork Guarantee - Years
3
NCAP Adult Occupant Protection %
96
NCAP Child Occupant Protection %
85
NCAP Overall Rating - Effective February 09
5
NCAP Pedestrian Protection %
82
NCAP Safety Assist %
77
Service Interval Frequency - Months
12
Service Interval Mileage
10000
Special Edition
No
Special Order
No
Standard manufacturers warranty - Mileage
60000
Standard manufacturers warranty - Years
3
Vehicle Homologation Class
M1
Description
Value
0 to 62 mph (secs)
8.7
Engine Power - BHP
184
Engine Power - KW
135
Engine Power - RPM
6000
Engine Torque - LBS.FT
140
Engine Torque - MKG
19.4
Engine Torque - NM
190
Engine Torque - RPM
4400
Top Speed
110
Description
Value
Emissions Test Cycle
WLTP
Description
Value
Alloys?
Yes
Space Saver?
No
Tyre Size Front
225/50 R18
Tyre Size Rear
225/50 R18
Tyre Size Spare
RUN FLAT TYRES
Wheel Type
18" ALLOY
Description
Value
Height
1540
Length
4495
Wheelbase
2640
Width
1840
Width (including mirrors)
2080
Description
Value
Fuel Tank Capacity (Litres)
43
Gross Vehicle Weight
2110
Luggage Capacity (Seats Down)
1194
Luggage Capacity (Seats Up)
401
Max. Loading Weight
510
Max. Towing Weight - Braked
750
Max. Towing Weight - Unbraked
750
Minimum Kerbweight
1600
No. of Seats
5
Turning Circle - Kerb to Kerb
11.2
Tax - P11D
Fuel Type: Petrol Hybrid
CO2 Emissions: 137 (g/km)
P11D Value: £40,360.00
| Year: 2020/2021 | |
| Benefit in Kind Tax %: | 30% |
| Taxable Benefit: | £12,108.00 |
| Annual 20% | £2,421.60 |
| Monthly 20% | £201.80 |
| Annual 40% | £4,843.20 |
| Monthly 40% | £403.60 |
| Annual 45% | £5,448.60 |
| Monthly 45% | £454.05 |
Please note: Vehicle tax information is a guide only and is subject to change.
LEXUS UX
£356.89 +VAT
Initial rental £3,212.01 +VAT
Sourcing charge £165 +VAT
Apply For Finance & Order
Speak to us 0330 134 5998
See what Synergy customers are saying
Our business is built on repeat orders, recommendations and referrals. We're passionate about delivering an excellent customer experience.
Platinum Trusted Service
4.9/5
5
4085
4
287
3
10
2
3
1
6
4391 Reviews for Synergy’s Customer Service
Platinum Trusted Service
4.9/5
5
4085
4
287
3
10
2
3
1
6
4391 Reviews for Synergy’s Customer Service
Cheryl Brown
Excellent service from start to finish . Lisa Medd took time to source the car I was looking for and was very helpful . The whole procedure was…
Posted 6 hours ago
CROSSWAY NURSERY GROUP LIMITED
This is my second lease with Chris Harper at Synergy- just as friendly and professional as before, and also prompt and reassuring in replying to any…
Posted 9 hours ago
James Riley
Fantastic service
Posted 14 hours ago
Anonymous User
Very good service with excellent communication would recommend
Posted 15 hours ago
Liz Jones
Excellent service every step of the way. Adam was fantastic and looked after everything for me.
Posted yesterdaywhat our LEXUS Customers say
Platinum Trusted Service
4.9/5
5
6
4
1
3
0
2
0
1
0
7 Reviews for Lexus
Platinum Trusted Service
4.9/5
5
6
4
1
3
0
2
0
1
0
7 Reviews for Lexus
Alan Reynolds
Great car this is my second Lexus and thoroughly enjoy them
Posted 2 years ago
Stephen Bound
Very satisfactory process in respect of leasing the vehicle throughout the process from ordering the vehicle, regular updates on progress of the…
Posted 5 years ago
Anonymous User
There was an initial issue with the vehicle which was professionally resloved
Posted 5 years ago
David Herd
Fabulous vehicle both in style and performance
Posted 4 months ago
David Purvis
Super smooth and very comfortable
Posted one year agoTALK TO
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ACCREDITATION
& PARTNERS
Synergy Automotive Ltd trading as Synergy Car Leasing is authorised and regulated by the Financial Conduct Authority (FCA) FRN 660618. Synergy Automotive Ltd trading as Synergy Car Leasing is a credit broker and not a lender.
