Personal car leasing is for private individuals who want to benefit from driving a brand-new car of their choice, to the specification they require, at a fixed monthly rate and for a set term. Personal leasing can often be a more affordable, and hassle-free way, to drive a brand-new car.

Due to the high number of different leasing options available, our experienced team of Account Managers take time to understand how best to meet your individual leasing needs and requirements in the most cost-efficient way. We have a wide range of car leasing deals available across several top brands, so get in touch to find the car leasing deal to suit you.

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PERSONAL CONTRACT HIRE (PCH)

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PERSONAL CONTRACT HIRE (PCH)

Personal Contract Hire (PCH) is a rapidly growing way for individuals to acquire a new vehicle.  With PCH you never actually own the vehicle, you simply hand it back at the end of the leasing agreement.  The benefits of PCH include low, fixed monthly costs and a smaller initial payment which is usually the equivalent of three, six or nine monthly payments.  The payments on a PCH agreement tend to be lower than other finance methods as you are only paying an initial payment plus a monthly rental, and not paying to own the vehicle.

ADVANTAGES OF PERSONAL CONTRACT HIRE (PCH):

  • Fixed monthly rentals for the term of the lease
  • Low initial payment
  • Flexible options to meet your budget and driving requirements
  • No used car to worry about appreciation or sell at the end of the agreement
  • High value vehicles are often much more affordable on a personal lease, compared to purchasing them
  • Maintenance packages with monthly payments spread the cost of servicing and repairs
  • Road tax is included in the monthly costs
  • Manufacturers’ warranties apply

CONSIDERATIONS FOR PERSONAL CONTRACT HIRE (PCH):

  • The vehicle must be maintained in accordance with the manufacturer’s requirements
  • At the end of the term, the vehicle must be returned in line with the lease company’s Fair Wear and Tear policy.
  • If you exceed your agreed mileage, a charge will apply
  • There is no option to purchase the vehicle, it must be returned
  • It is your responsibility to insure the car with fully comprehensive cover

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