SALARY SACRIFICE CAR LEASING
Specialists in SME Salary Sacrifice
Synergy Salary Sacrifice offers a tax-efficient staff benefit, saving on the cost of an electric or plug-in hybrid car. Our easy-to-use online portal makes it simple and convenient for both you and your employees.
We are specialists in working with SMEs, from a small limited company looking for one or more director's cars to a larger business up to 250+ employees. Ask for a no-obligation demonstration of our Salary Sacrifice Portal and start working with our award winning team.
Implementing a salary sacrifice scheme with Synergy is simple. We work with you to understand what your business is looking to achieve, and then create a bespoke salary sacrifice scheme in line with your requirements. No two businesses are the same, and what works for one might not work for the other - we look to find the right solution for your business.
There are just a few considerations to help us set up your scheme, and once they're decided our easy-to-use portal can be created in a matter of minutes:
- Choose your Vehicle Types: Decide whether your scheme will include electric vehicles only, or also plug-in hybrids
- National Insurance Savings: Share NI savings with your employees—or retain them for the business
- Employee Eligibility: Define which employees will be eligible to participate in the scheme
- Early Termination Protection: Explore options to safeguard your business if an employee leaves during their lease term
- Insurance Options: Let us know if you'd like motor insurance or prefer to use your existing fleet policy
Speak with our friendly team for an informal discussion, to receive more information and a brochure, or to organise a demo of our easy-to-use portal.
Contact our Salary Sacrifice Specialists today
What is a Salary Sacrifice Car Scheme?
Salary sacrifice means “sacrificing” or reducing part of an employees’ gross salary in return for a non-cash benefit – in this case, a car. Another way of thinking of this is as salary exchange. Here's what you need to know:
- The employees’ terms of contract are changed, and an agreement is entered into between the employee and the employer by reducing the employee's gross salary, in return for their chosen vehicle.
- Salary sacrifice car leasing can offer both the employee and the employer savings on both income tax and national insurance contributions (NIC).
- The employee does not own the vehicle, and the responsibility of the car rests with the employer. The employee is therefore subject to benefit-in-kind tax (BIK) similar to a company car, when using a salary sacrifice scheme. This is where the low BIK rate of 2% (up to tax year 24/25) on pure electric vehicle introduces significant financial savings.
- For a fixed monthly amount taken directly from their gross salary, employees can receive a fully electric or hybrid vehicle (less than 75g/km of CO2) with our salary exchange car scheme, therefore saving overall on income tax and NIC.
- The scheme supports employers with a sustainability agenda, transitioning to zero emissions by providing your employees with electric vehicles.
A salary sacrifice car lease scheme in the UK offers both your business and your employees significant savings and is a fantastic benefit to recruit and retain your best people.
Hybrid and electric car salary sacrifice schemes also contribute to your Environmental, Social and Governance (ESG) responsibilities, as by offering fully electric cars and hybrid vehicles with less than 75g/km of CO2 and low benefit-in-kind tax, your business is supporting sustainability and the transition to zero emission vehicles.
Contact our Salary Sacrifice Specialists today

HOW SYNERGY SALARY SACRIFICE SCHEMES WORK
Synergy’s easy-to-use online portal makes it simple for you to run your salary sacrifice car scheme effectively, making it highly accessible for both you and your employees.
We offer fully electric vehicles as well as plug-in hybrids with up to 75g/km CO2, so there is a wide range of choice, while ensuring the scheme is HMRC compliant.
Our hybrid car salary sacrifice scheme works particularly well for those drivers or organisations for which fully electric vehicles are not quite suitable. For example, those who do frequently longer distance driving who require the flexibility of a plug-in hybrid vehicle. However, there is the option to include both electric and hybrid vehicles in your scheme.

Our company car salary sacrifice scheme can be fully tailored to meet your business needs, with a range of flexible options to support both employers and employees:
- Protection options if an employee leaves the business
- Optional affordability checks for added reassurance
- Road insurance provided or integration with your existing fleet policy
- Inclusive maintenance and servicing
- 24/7 roadside assistance
- Road tax covered as standard
- Home charging point solutions
- All required documentation included for a smooth onboarding experience
Employees can browse and compare vehicles, configure their lease agreement, and view their salary reduction, net cost, and potential savings—before placing an order for their EV salary sacrifice vehicle or salary sacrifice hybrid car.
Once submitted, the order simply needs employer approval to proceed.
Businesses save on employer national insurance contributions
Example illustration: An SME of 40 people offers a salary sacrifice electric car scheme and 10 employees take up the scheme. The electric vehicles they choose are three Cupra Born, four Tesla Model 3 RWD and three Tesla Model Y. The business saves over £96,422 in employer national insurance contributions over a 3-year period.
Terms and Conditions apply. Illustrative example only. Prices and therefore employer savings are subject to change and dependent on, but not limited to, number of participants in the scheme, vehicles chosen, vehicle availability and monthly salary sacrifice costs. Please ask for further details or bespoke quotations.
Speak with our team for an informal discussion, to receive more information and a brochure, or to organise a demo of our easy-to-use portal.

WHAT ARE THE BENEFITS FOR THE EMPLOYER?
- Financial savings on employer National Insurance Contributions
- No need to provide consumer credit to your employees
- Attract and retain top talent with a valuable benefit
- Improve your Environmental, Social and Governance (ESG) and sustainability credentials with zero-emission vehicles
- Enhance employee safety and reduce “grey fleet” risks
- Low risk, easy-to-administrate scheme with all documentation provided
- Bespoke support with Synergy’s “white glove” approach
Contact our Salary Sacrifice Specialists today
WHAT ARE THE BENEFITS FOR YOUR EMPLOYEES?
- Financial savings on employer National Insurance Contributions
- No need to provide consumer credit to your employees
- Attract and retain top talent with a valuable benefit
- Improve ESG and sustainability credentials with zero-emission vehicles
- Enhance employee safety and reduce “grey fleet” risks
- Low risk, tailored scheme management by Synergy
- Bespoke support with Synergy’s “white glove” approach
Contact our Salary Sacrifice Specialists today


SYNERGY SALARY SACRIFICE ONLINE PORTAL
Click here to see find out more about our EV and hybrid Salary Sacrifice Portal and read about how it can help make your Salary Sacrifice journey simple. Speak with our Salary Sacrifice Specialists today.

How Much Will A Salary Sacrifice Car Lease Cost?
Click here to read about the cost associated with car leasing a vehicle using the salary sacrifice scheme.

Employer Frequently Asked Questions
If you're an employer, you may have a lot of questions surrounding salary sacrifice car leasing schemes and how these will affect your business. Click here to read our employer FAQs.

Employee Frequently Asked Questions
We've pulled together the most frequently asked questions by employees on salary sacrifice car leasing schemes. Click here to read our employee FAQs.

SALARY SACRIFICE ELECTRIC & HYBRID VEHICLES
Click here to see what vehicles are on offer through our Salary Sacrifice car leasing scheme. To get an accurate quote and to find your perfect salary sacrifice car deals, contact our Salary Sacrifice Specialists today.
For more information please speak with our team today to see how we can help your business and reward your employees.